FAQ: What do I do with my car insurance when I pass my test ??

Some frequently asked questions when learning to drive!
Frequently Asked Questions About Driving & Learning to Drive
Collingwood Learner Driver Insurance

About this site

When a candidate passes their driving test, their licence will change from Provisional to Full licence status, with immediate effect.


So if you are already fortunate enough to own and insurance your own car, you will need to make contact with your insurance company to advise them of your success so they can update their records, and maybe amend premiums accordingly. You may find a higher premium is charged, as you will now be driving alone, and most insurance companies may assess newly qualified drivers as more of a risk, than learners driving with friends/family


Similarly if you are a named driver on another persons insurance policy, they will need to update their cover accordingly.


This change to the policy will need to me made before you can drive, with your new full licence. Remember that the car will not be insured, until the policy is updated and correct .